📊 IMF Data — Borrow Rates Here's a quick overview of the annual percentage rates (APRs) across all @intlmemefund borrow markets as of the 10th of October 2025. Reminder: Interest rates are set by the @MorphoLabs Interest Rate Model (IRM) contract. Rates are dynamic and change based on $USDS supply and borrow demand. Currently, the lowest interest rate market is $cbBTC (an ERC20 token backed 1:1 by @Bitcoin held on @coinbase). Deposit $cbBTC to borrow over $2M $USDS at 0.1% APR. It's one of the lowest borrow rates in all of DeFi. The following markets have sub-1% interest rates: • $CULT (@MiladyCult) • $NPC (@NonPlayableCoin) • $BOBO (@bobocoineth) • $APU (@apuscoin) These markets provide borrowers an opportunity to access cheap credit and leverage at current utilization rates. $wstETH (by @LidoFinance) has $8.5M in active borrow on the IMF at 2.5% APY with $1.1M borrowable. Moving back to memes, $BITCOIN (@HPOS10Ireturns) and $PEPE (@pepecoineth) sit at healthy utilization and borrow rates. Then we have the league of tokens paying the highest interest: $MOG, $JOE, $IMF, $SPX and $REKT are among the highest interest rates on the protocol. These markets shows high demand for credit, increasing the APY on the IMF-USDS vault and attracting more $USDS deposits. Borrowers are encouraged to monitor their positions, repay loans where necessary and maintain sufficient collateral to avoid liquidation. For a detailed breakdown of each market, including positions, collateral posted, and more, visit We hope you found this graphic and accompanying post valuable and look forward to seeing you in future updates. Sincerely, The International Meme Fund (IMF)