Smart Account Services Terms and Conditions

Data di pubblicazione: 24 apr 2025

Last Modified: April 24, 2025

  1. Smart Account services ("SA Services"). Access to SA Services requires you to agree to the following terms ("SA Terms"):

    1. Assets held in a SA Services wallet are not directly managed or hosted by OKX.

    2. Only certain Digital Assets, as identified within your SA Services wallet, are supported by the SA Services.

    3. You may fund your SA Services wallet by transferring supported Digital Assets from your OKX account or from a third party account that you own.

    4. You may withdraw unencumbered Digital Assets from your SA Services wallet to your OKX account.

    5. Unsupported Digital Assets deposited in a SA Services wallet may be unrecoverable.

    6. You agree to delegate a signature shard of your SA Services wallet to OKX.

    7. Transactions that require on-chain interaction with a blockchain or smart contract, including various actions within products that utilize the SA Services, will require both a signature from your digital signature shard held by you and a signature from your digital signature shard that was delegated to OKX ("fully signed").

    8. By initiating any on-chain action within your SA Services wallet, you authorize OKX to sign the on-chain transaction on your behalf.

    9. There may be gas fees associated with supported Digital Asset transfers to or from your SA Services wallet, creation of or interacting with smart contracts, and other on-chain activities, which may be variable and dependent on network congestion and demand.

    10. OKX may, at its sole discretion, impose limits on the amount and frequency of any transfers to or from your SA Services wallet.

    11. In certain cases, OKX may allow you to pre-authorize certain transactions. You are solely responsible for keeping track and managing all pre-authorized transactions that you have set up.

    12. OKX reserves the right to investigate your transactions and withhold its authorization for any transaction initiated or preauthorized by you in order to comply with applicable laws, regulations, or law enforcement requests.

    13. OKX may set limits on any transaction that utilizes the SA Services.

    14. There may be fees associated with various features of the SA Services. Fees, if any, will be linked here.

    15. The OKX Terms of Service that apply to your jurisdiction are incorporated into these SA Terms. Such terms can be found here.

  2. Web3 Pay services

    1. Pay Services may be restricted to specific Digital Assets or amounts, as determined by OKX, and you must hold such Digital Assets in your SA Services wallet in order to utilize the Pay Services.

    2. Once a transaction is fully signed, the transaction will be committed to a smart contract for execution, which may require the recipient to accept that payment.

    3. Any transaction requiring acceptance by the recipient will be auto-rejected 48hrs after the transaction is initiated if it is not accepted and the assets returned to your SA Services wallet.

    4. You acknowledge and agree that completed transactions cannot be reversed, recalled, or otherwise refunded. For the avoidance of doubt, a transaction will be deemed to be "completed" when (a) (if acceptance is required) it is accepted by the recipient, or (b) (if acceptance is not required) once a transaction is fully signed.

    5. Except as expressly authorized by OKX, the Pay Services may not be used to conduct business, commercial, or merchant transactions with other Pay Services users, which includes paying or accepting payment from other users you do not personally know for goods or services.

    6. You agree to share information, including but not limited to your name, the amount, and other transaction information with the other party to a Pay Services transaction (more details can be found in our Privacy Notice here).

    7. These Pay Services terms also apply to OKX Gift, where available.

  3. Web3 Smart Savings ("Savings Services"). Access to Savings Services requires you to agree to the SA Terms and the following additional terms offers may vary by jurisdiction:

    1. For users located where stablecoin rewards are available:

      1. Rewards will accrue at the rate shown on your customer interface and are based on the average daily balance of the supported stablecoin balance in your SA Services wallet.

      2. Accrued rewards will be transferred to your SA Services wallet on a monthly basis.

      3. OKX reserves the right, in its sole discretion, to adjust, change, pause, or terminate Rewards accrual at any time.