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Dual Investment

Buy and sell crypto at your target price

Manage your crypto portfolio with no trading fees and achieve high potential rewards
Buy and sell crypto at your target price
Frequently Asked Questions
  • What is Dual Investment?
    Dual Investment allows users to maximize their profits by choosing a major crypto pair to trade (e.g., BTC - USDT, ETH - USDT). Once subscribed, users can obtain steady returns in either of the cryptocurrencies, depending on their target price. On the date of expiration, buyers will receive the crypto they invest in if the target price is reached. Otherwise, they will have their stablecoins back, along with the interests. Likewise, sellers will receive their returns in stablecoins if they reach the target price at expiration, or have their crypto back, along with the interest.
  • What are the settlement rules?
    If you invest BTC (or other crypto), then the settlement amount will be determined as follows:
    CaseSettlement amountSettlement currency
    Price at expiry < Target priceSubscription amount * (1 + Term rate)BTC (or other crypto)
    Price at expiry ≥ Target priceSubscription amount * Target price * (1 + Term rate)USDT

    Example: For a BTC product with a target price of 60,000 and a term rate of 5%, a client invests 2 BTC, then upon expiry the client will receive:

    If the BTC price at expiry < 60,000, then the client will receive 2 * (1 + 5%) = 2.1 BTCIf the BTC price at expiry ≥ 60,000, then the client will receive 2 * 60,000 * (1 + 5%) = 126,000 USDT
    If you invest USDT, then the settlement amount will be determined as follows:
    CaseSettlement amountSettlement currency
    Price at expiry > Target priceSubscription amount * (1 + Term rate)USDT
    Price at expiry ≤ Target priceSubscription amount / Target price * (1 + Term rate)BTC (or other crypto)

    Example: For a BTC-U product with a target price of 40,000 and a term rate of 5%, a client invests 100,000 USDT, then upon expiry the client will receive:

    If the BTC price at expiry > 40,000, then the client will receive 100,000 * (1 + 5%) = 105,000 USDTIf the BTC price at expiry ≤ 40,000, then the client will receive 100,000 / 40,000 * (1 + 5%) = 2.625 BTC
    Note: the above-mentioned price at expiry refers to the averaged BTC (or other crypto) index price between 7:00 (UTC) and 8:00 (UTC) on the product's expiration date
  • Which terms should I know?
    Base currency is the currency you use to subscribe to the Dual Investment product.Alternative currency is the other currency under the currency pair. The product will be settled in either the base currency or the alternative currency, depending on how the target price compares to the price at expiry.Target price is a benchmark price to compare with the price at expiry.The expiration price is the average price of the relevant market index calculated within 60 mins before the expiration time, i.e. between 7:00 (UTC) and 8:00 (UTC) on the expiration date.Expiration time is set at 8:00 (UTC) on the expiration date for each Dual Investment order. Expiration date is the date when your subscription to this product will be expired and settled. The proceeds will be automatically credited to your funding account on this day.Est. rate (APY) is your potential earning in annualized term, which is used to calculate the term rate of your investment.Term rate is the fixed return rate on your investment amount, calculated from the Est. rate (APY) and term using the formula of Est. rate (APY) / 365 * Term.Term is defined as the number of days used to calculate earnings during the investment period. After you submit the order, the term to calculate earnings will start from the next hour.
  • When will I get my earnings?
    Generally, your proceeds will be automatically credited to your funding account at 10:00 (UTC) on the expiration date. Under certain circumstances, the settlement might be delayed by up to 24 hours.
  • What are the redemption rules?

    1. Can I redeem before the expiration date?

    Yes, you can apply for early redemption for BTC and ETH products if the term is longer than 2 days and your subscription has been active for more than 24 hours. The deadline for early redemption is 24 hours before the expiration date and time.

    2. When can I redeem my order?

    The order can be redeemed 24 hours after the interest started to accrue, and no later than 24 hours before the expiration time. For example, if a product

    Interest accrual time: 2022-03-01 08:00 (UTC)

    Expiration time: 2022-03-11 08:00 (UTC)

    Then, the order can be redeemed at any time between:

    Start time: 2022-03-02 08:00 (UTC)

    End time: 2022-03-10 08:00 (UTC)

    3. When will I get the payment in case of redemption?

    If the redemption is accepted on day T (UTC+8), then the relevant asset will be returned to your account at 18:00 (UTC+8) on day T+1.

    4. Does early redemption incur a loss?

    When you apply for early redemption, you will be able to review the exact amount of crypto you will receive. This amount could be less than the initial investment amount, which means the early redemption may end up with losses.

    Choosing early redemption also means you will only receive the crypto that you used to invest. For example, if you invested BTC, you will only be able to redeem with BTC and will not have the choice of redeeming with USDT.

  • Are products with a higher estimated APY always the better choice?
    Target price and term are the two main and correlated parameters of Dual Investment. Products with a higher return means they have a higher probability of being settled in the alternative currency. Investors need to make the investment decision based on their own preferences.