A credit card that invests your money in highly speculative assets that have significant asymmetry (not btc) would probably be a phenomenal product in the era of financial nihilism Psyop is good: credit card points feel like 'free money' that doesn't really belong to you anyway. Losing $500 in points hurts way less than losing $500 from your bank account, even though it's technically the same value. You're tricking your brain into being comfortable with risk Imagine being able to DCA a couple of hundred bucks every month into your assets of choice with very little effort and no perceived cost. Investing in crypto is hard because you have to put hard earned money into something that might go to zero. This flips it: you get the fun of gambling immediately, while the 'cost' is just not redeeming points for airline miles or whatever. We already overestimate our chances of hitting 100x's, so why not lean into that It's also a great way to onboard more people into crypto, because once you start building a position, you become emotionally invested. You'll probably start spending more time and money if the value of your assets grow, creating a self reinforcing loop. Hypothetical example: say your credit card points were invested in a 3x levered perp of HYPE, when it was trading at $3 Basically VCing for zoomers