Mayur Kamat (@5degreez) is CPO at @n26, ex-Head of Product at @Binance, and built and scaled products at @Google (Gmail Mobile, Hangouts), @Microsoft, and travel unicorn @Agoda.
Mayur shares endless wild stories and a lot of unconventional product insights I've never heard before. There's something in this conversation for everyone.
Some of my biggest takeaways:
1. Binance’s leadership met every single day (often at 11 p.m.) so no decision waited more than 24 hours. Tight feedback loops beat elaborate planning.
2. Founder CZ kept about 55 direct reports so individual contributors were never more than one level away from the CEO. This forced leaders to live in the details and empowered ICs to “own the whole cell.”
3. Mayur literally moved his desk to whichever team had the biggest 10x upside—or downside—at that moment. Apply the same lens: growth and compliance issues usually move the needle fastest in fintech.
4. Treat “strategy” as a hypothesis pipeline: ship small, measure fast, double down on what the data proves. Tools like Statsig, Gemini summaries, and cohort dashboards make this possible at scale.
5. Work at companies that compound learning. High-growth environments (Google in the early mobile era, Agoda’s A/B culture, Binance’s hyperscale, N26’s pan-EU banking) give you daily reps and a powerful alumni network—worth far more than early salary bumps.
6. Optimize for your superpowers, not your gaps. Identify what energizes you—via StrengthsFinder-style assessments or honest reflection—and choose roles where those strengths decide success. Early in your career, ignore compensation differentials that don’t accelerate this fit.
7. Fast, reversible decisions beat “perfect” ones. In most product calls there’s no right vs. wrong—only slow vs. fast. Move quickly, learn, and pivot; reserve heavyweight processes for bets that could kill the company or the user.
8. Fintech creates exceptional PMs. Banking/financial products involve existential tradeoffs daily, requiring exceptional stakeholder management and decision-making skills.
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