Ripple (XRP) Price Today, Ripple Stock Price, XRP/USD , XRP ETF and News

The post Ripple (XRP) Price Today, Ripple Stock Price, XRP/USD , XRP ETF and News appeared first on Coinpedia Fintech News

July 3, 2025 11:44:02 UTC

Ripple is making history by seeking a U.S. banking charter and a Federal Reserve master account—potentially becoming the first crypto-native bank. This move would allow Ripple to hold reserves directly with the Fed, offer FDIC-insured deposits up to $250K, and provide lending services using XRP and other crypto assets as collateral. With integrated cross-border remittance capabilities and on-chain financial services, Ripple is poised to disrupt traditional banking from within. If approved, this marks the beginning of a new financial era. 2025 to 2026 could be remembered as the years when the century-old banking system began to crumble.

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