➥ Why Stablecoins Need idOS to Scale?
Half a billion people use crypto, but stablecoin apps still force users to redo KYC. That slows adoption and raises costs.
@idOS_network fixes this with a self-custodial identity layer that makes KYC reusable across apps.
Everything you need to know about idOS in 30s 🧵
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► What is idOS ( $IDOS ) ?
idOS (Identity Operating System) is a decentralized storage and access network that gives users self-custodial control of their identity. It enables one-time KYC that can be reused across stablecoin apps.
Key Features:
➤ Self-custodial storage — users own their encrypted data.
➤ KYC reusability — verify once and use across neobanks, debit cards, and lending apps.
➤ Compliance-ready — GDPR-aligned, built for financial regulation.
➤ Chain-agnostic — works across @ethereum, @NEARProtocol, @Starknet, @tezos, and more.
➤ Consortium-backed — supported by @arbitrum, @circle, @Ripple, NEAR, and others.
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► How it Works
idOS runs on two layers:
❶ Storage Network (live today): Stores identity data fully encrypted and GDPR-compliant. Users control access through simple permissions, grant once, revoke anytime.
❷ Economy Network (coming soon): Built on Arbitrum Orbit. Adds staking, usage fees, and decentralization of node operators to keep the system secure and sustainable.
For users, this means one KYC can be reused across neobanks, cards, and lending apps without repeating the process.
For businesses, it removes the cost and liability of storing sensitive data while staying compliant.
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► Architecture
idOS runs on three core actors:
❶ Users: Own encrypted data and control who can access it.
❷ Issuers: Verify identity (KYC) and issue credentials.
❸ Consumers: Apps like neobanks or wallets that request those credentials.
Access is managed through Access Grants; only permissions are public, not the data itself.
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► Advantages vs Other DID Projects
Most decentralized ID projects failed because they chose the wrong trade-offs:
➤ Wallet-only storage → full control, but clunky UX. Users must share data every time.
➤ Attestation-only proofs → private, but no data availability for real-world apps.
➤ Centralized KYC → easier UX, but one breach can leak millions.
idOS combines the best of all three:
➤ Self-custody with reusable credentials.
➤ Compliance-first with GDPR and financial regulations.
➤ Transparent access, permissions are public, data stays private.
For stablecoin apps, this means one KYC works across neobanks, cards, and lending modules.
—
► Why it Matters?
Stablecoins are programmable money for everyday use, but without reusable identity, adoption stalls.
idOS fixes this by making KYC portable across apps. Users stay in control, businesses stay compliant, and ecosystems stay composable.
If stablecoins are the new money, idOS is the passport that makes them usable everywhere.
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► Wrap Up
Stablecoin adoption slows when every app requires new KYC checks. idOS addresses this by making identity portable across apps while keeping data under user control.
With reusable KYC and compliance built in, idOS creates the foundation for stablecoin apps to scale into real-world finance.

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