About $ETH rates and why there’s no much to worry about 1) Justin moving billions around happens every other week, he always deposit back. 2) instant APY is quite meaningless, the avg borrow rate of ETH stays sustainable, you should enjoy the nice supply yield boost while it last (won’t last long) 3) Aave can and has flatten the interest rate curve to reduce pain for borrowers via risk steward we are the only protocol with quick counter-measure tools to help users. 4) Aave has the largest network of LPs and deepest liquidity of all crypto, this is why this kind of events are quickly solved. When I write this borrow rates back to 3.6% 5) we currently have 10b$ of eth liquidity, this means our $ETH books alone are larger than the whole size of second biggest lending protocol, the larger we grow the less impact an outlier liquidity event have on us, this is an Aave unfair advantage over everyone else, liquidity is king. 6) fixed lending is a great idea and V4 allow this, but the core of a lending protocol must be market floating rates as it’s the most fair model. 7) rates are already back very close to normal, will be back as usual in a few hours, if you read typical concenooor thread telling you Aave, lido, DeFI and eth will die , safely mute them and move on. Just use Aave.