区块链是去中心的资金存放地,以前我们以为区块链可以取代银行,但是目前看来aave才是银行。银行的作用不仅是存钱,还需要生息。未来区块链上会有多家银行,借贷,刺激经济发展,赚取利润,提供利息。在此基础上,风险投资甚至可以无风险。 另外支付也会和区块链本身的功能有部分重叠,支付需要考虑AML,需要平衡信用和争端,需要处理诈骗。全球或许会有几千家本地信用联盟。 从这样的角度看,现有的区块链基础设施和过家家差不多。虽然不可能一步到位,但是总有一天所有的银行,投资,支付都会全在链上,网络效应会让它非常强大。
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