a credit card fully onchain
The next wave of defi usage will be more extreme than we've ever seen, but it will not come from people manually going onchain like every prior cycle They will be accessed via easy frontends: - Aave widget embedded in Lemon, etc - BTC-backed loans that flow through defi (Lava, Coinbase loans via Morpho) - Hyperliquid wrappers for perps (incl equity perps) - savings apps with yield aggregation on the backend
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