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BTC getting slapped down to 77K on rate-hike jitters and Iran escalation. Fear & Greed went from 73 → 62 in a week. Meanwhile, Morpho vaults are still printing 20% APY on ETH. Aave Base pools sitting at 7-9% on USDC. The question isn't whether to be in DeFi. It's whether you're comfortable with concentrated risk in isolated vaults, or you want the sleep-easy pooled model. I'll take the vaults at these rates. Risk is priced in.