The future of banking is crypto: a backend that never goes down, with interchangeable frontends where you pick your favorite interface from thousands of options.
This is common sense yet: Let the fight begin between banks & new interfaces.
Most banks have solid deposit amounts and a working Business Model (earn a margin on these deposits) while Interfaces try many things - currently overoptimize on swap fees, a barrier to Adoption.
The fight is starting: banks vs. new interfaces. Banks earn mainly margins on deposits. Interfaces still experiment, overoptimize on swap fees, slowing adoption.
Which superapp has bank model
+ trading/new earnings
+ network feature
+ lock-in ideas
(Easy to build on farcaster)
The fight is starting: banks vs new interfaces. Banks earn mainly margins on deposits. Interfaces mostly experiment w swap fees, slowing adoption.
Which superapp has bank model
+ trading/new earnings
+ network feature
+ lock-in ideas
(Tech is easy with farcaster, base, aave..)
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