Pay account FAQ

Publicerad den 28 apr. 2025Uppdaterad den 29 apr. 20252 min läsning6

What's a Pay account?

  • A fully integrated Web3 smart wallet with password-free access, Pay account allows you to quickly and seamlessly send and receive crypto across several Ethereum-compatible networks. For added security, it also includes a recovery feature to ensure you don't get locked out of your assets.

  • By combining top-notch security with advanced cross-network compatibility and convenient features like fee-free transactions on X Layer, Pay account make it easier than ever to manage your crypto.

Do I have to have an OKX exchange account to have a Pay account?

Yes, an OKX exchange account and a completion of identity verification are required to create a Pay account.

What can I do with my Pay account?

  • Pay your contacts (friends and family) with USDC or USDT in Pay.

  • Receive USDC or USDT sent to your smart wallet and use it to pay others.

  • Easily transfer USDC or USDT from your Pay balance to your Exchange balance and vice-versa.

  • Send and receive USDC or USDT on-chain through X Layer, Ethereum, TRON and many other networks.
    Note: on-chain transactions require a network fee to be paid in the network's native crypto.

How can I recover my Pay account?

  • You can easily sync your passkeys using a cloud backup through iCloud (iOS) or Google Password Manager (Android).

  • If the cloud backup isn’t available, you can reach out to our customer support team to recover your passkey (Pay account).

How do I set up my Pay account?

Setting up your Pay account is simple. There is a quick onboarding process within Pay, you can set it up by generating a passkey on your device — it's quick and secure.

If you want to learn more about Pay, visit here.