What's Auto-earn and how do I use it?

Published on Aug 15, 2025Updated on Aug 18, 20252 min read1

Auto-earn in the trading account is designed to help users make the most of their USDT by earning market-based interest on an hourly basis. Once enabled, this feature automatically lends out your eligible funds, allowing you to earn passive income without needing to move your assets to the earn account or take any additional action.

What makes Auto-earn especially convenient is that your funds remain fully usable as margin or collateral during trading, so you can continue to engage in spot or margin trades without disruption. It seamlessly integrates with your trading account, meaning you don’t have to compromise on liquidity or flexibility to earn interest.
Whether you're actively trading or holding USDT for short-term opportunities, it works in the background to ensure your assets are always working for you, maximizing their potential through automated, low-effort lending.

Learn more about Auto-earn here.

How do I use Auto-earn?

  1. Load the platform on your app or web, and select Trade

  2. On the Trade page, select USDT

  3. Once you select crypto, select the Auto-earn option

    autoearn-app-1

    Locate Auto-earn from your selected crypto

Disclaimer
This content is provided for informational purposes only and may cover products that are not available in your region. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold crypto/digital assets, or (iii) financial, accounting, legal, or tax advice. Crypto/digital asset holdings, including stablecoins and NFTs, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding crypto/digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. Information (including market data and statistical information, if any) appearing in this post is for general information purposes only. While all reasonable care has been taken in preparing this data and graphs, no responsibility or liability is accepted for any errors of fact or omission expressed herein. Both OKX Web3 Wallet and OKX NFT Marketplace are subject to separate terms of service at www.okx.com.

© 2025 OKX. This article may be reproduced or distributed in its entirety, or excerpts of 100 words or less of this article may be used, provided such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: “This article is © 2025 OKX and is used with permission.” Permitted excerpts must cite to the name of the article and include attribution, for example “Article Name, [author name if applicable], © 2025 OKX.” No derivative works or other uses of this article are permitted.