看到一句话挺打动我:
“一个新生态,永远需要一个敢第一个吃螃蟹的龙头。”
我笑了,因为这话太对了。
就像当年 DeFi 有 AAVE,NFT 有 OpenSea,GameFi 有 Axie。
每一个新概念刚出来的时候,大家都一脸懵逼,等真有人把路踩出来,其他人才跟着走。
这次轮到 PayFi,那个“让支付也能有流动性收益”的新方向。
结果真有人敢第一个上——
那就是 @humafinance
其实就一句:
以前你用 USDC 付款,钱到那就停了。
现在 Huma 把这笔付款变成“能继续生钱的资产”,
让商户、供应链、个人之间的资金流动,不只是转账,还能创造收益。
尤其 Huma 不是只蹲在一条链上玩,
它直接打通了 Solana、Stellar、EVM 几大生态。
Solana 的速度、Stellar 的支付经验、EVM 的兼容性,全都串在一起,
而且他们搞的生态地图我看了一下,
合作方遍地开花,从 DeFi 到支付网关到跨境金融,
活脱脱一个“PayFi 联盟”的样子。
有人说,这就是 Web3 版的 Stripe。
我觉得不夸张。
毕竟现在全世界都在想一个问题:
怎么让资金动起来、赚起来、还安全。
Huma 正好卡在这个点上——又快、又能生息、还能多链互通。

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