i want to ask yall about something. $USDC x $Morpho and the lending program on @coinbase. any of you lending out your extra UDSC and think this is remotely safe under the possibility there could be a large debt event or market collapse that could cause you to spend weeks/months waiting to get it back? under what condition could you NEVER get this back? is it more of just a waiting thing? bc ultimately, putting in $1M into this lending nets me an easy $70K a year. doing literally nothing. this is a half serious question, bc the APR is like 7.5-9.5% on days vs the 4.1% of just holding USDC. also, i'll take the 100X on unstable coin / $USDUC instead if there's a risk of a "never get it back."
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