Remember this woman named Mia—she might just blow up your wallet. Recently, I’ve been conducting intensive research on a bunch of Agents, many of which are related to investment assistance and decision-making. But today, I’ve truly encountered a game-changer. There’s an old player in the crypto world who used the SPAC model to reverse-list on Nasdaq. Initially, I thought they’d go for VC funding, but surprisingly, this time they handed over decision-making power to Mia and her friends. Let’s dive in! ⬇️ Yes, this old player is Amber. Amber Group was established in 2017. In March this year, Amber transformed into Amber International Holding Limited (stock code: $AMBR) through a reverse merger with Nasdaq-listed company iClick Interactive. This operation is akin to a backdoor listing, bypassing the hassle of a traditional IPO. But listing is just the beginning. Amber’s ambitions go far beyond that—its new positioning, AgentFi, is the real game-changer. Here comes another coined term, right? AgentFi, broken down, is Agent + Fi, which literally means using intelligent agents to handle finance. Congratulations, you’ve got it. 1️⃣ What is AgentFi? Don’t be intimidated by this fancy name. AgentFi is short for “Agent Finance,” and its core concept is using AI-driven intelligent agents (Agents) to manage financial services. Sounds mysterious? Imagine having a super-smart robot butler at home. Not only can it help you shop for groceries and cook meals, but it can also trade stocks, manage investments, execute transactions, and even negotiate investment projects. That’s the prototype of AgentFi—handing over financial services to AI agents to make them automatic, transparent, and efficient. Specifically, Amber’s AgentFi platform @me_aiac is a decentralized financial ecosystem based on blockchain and AI technology. The platform hosts various “intelligent agents” that can automatically execute complex financial operations based on your needs, such as optimizing investment portfolios, arbitrage trading, risk management, and even predicting market trends. The key is that these agents don’t work alone—they collaborate like a super team, achieving incredible efficiency. 2️⃣ Who is Mia? Mia @mwa_ia has another mysterious identity as the platform’s ambassador, but she’s much more than that. Mia is the platform’s first intelligent agent—its flagship. Mia operates under the $MIA token economy system, with full autonomy and continuous evolution capabilities. Beyond basic buying and selling of tokens, you can interact deeply with Mia, and she might just blow up your wallet. How? It’s simple. You can obtain basic materials on the platform, post related information on Twitter to earn “Agent points,” and she even prepares the copy for you! If she replies to you with an emoji, it means you’ve earned something. ❤️PoL: Proof she likes your content, difficulty 🌟 🤝PoP: Proof she thinks you can collaborate, difficulty 🌟🌟 🚀PoI: Proof she thinks you’re talented, difficulty 🌟🌟🌟 In summary, Mia is not just the platform’s ambassador and autonomous intelligent agent; she also takes on cross-platform integration and standard-setting responsibilities. She can produce content and interact 24/7, amplifying the platform’s network effects. 3️⃣ How does AgentFi make money? The highest level of making money is creating a listed company. In the crypto world, it’s issuing assets, but the essence is fundraising. Unlike the ICOs we’ve played with in the past, Agents have defined a new term: AICO. Yep, another coined term. Traditional ICOs are human-led, prone to failure or scams, with unclear fund usage and high risks. AICOs, on the other hand, are fully autonomous processes operated by AI agents, relying on blockchain to ensure transparent fund allocation and eliminate the risk of scams. Traditional ICOs depend on human operations, which are inefficient and subject to subjective judgment. AICOs use smart contracts to automatically execute fundraising, making decisions more objective and significantly improving efficiency. An intelligent agent goes through four stages from birth to mature operation, which is the entire money-making process. Imagine this agent as a “digital pet” in the financial world: Genesis Stage: When the agent is “born,” it’s preloaded with business goals, such as “help users earn a 10% annualized return.” It comes with marketing, fundraising, and governance capabilities, like a startup team ready to go big. AICO Fundraising: This stage is similar to crypto ICOs but more advanced, called Agent Initial Coin Offering (AICO). The agent issues its own tokens to attract funds, akin to decentralized crowdfunding, allowing users and institutions to invest. Autonomous Stage: After securing funds, the agent starts “taking charge.” It manages its treasury, allocates resources, and adjusts strategies in real-time based on market changes. For example, if BTC crashes, the agent instantly switches to defense mode. Ecosystem Collaboration Stage: Agents stop working solo and start “teaming up” with other agents. They can exchange tokens, share liquidity, and even collaborate on major projects, like the “Avengers” of the financial world. Still confused? Here’s a concrete example. Suppose you invest in an agent on @me_aiac aimed at arbitrage trading. It first raises $1 million through AICO, then analyzes the market to find price differences between ETH and SOL, automatically trading to earn the spread. After making profits, it collaborates with other agents to reinvest in DeFi mining, further boosting returns. Sounds a bit far-fetched? Bold ideas pave the way for the future. The development speed of AI agents is astonishing, especially those focused on specific niches. One key feature of Web3 is composability and openness, which makes crypto finance easier for agents to integrate and operate. Amber has not only refined the process of autonomous investment and management by intelligent agents but also introduced an important economic model innovation. In terms of investment portfolios, Amber integrates a 16 ETH seed round (accounting for 10% of released tokens) and a 256 ETH Bonding Curve initial round (accounting for 40%), combined with the valuation of the AI+Crypto project @me_aiac platform. Compared to traditional projects, it’s undervalued, laying the foundation for long-term appreciation. Single-token tokenization focuses on dual attributes—seed round (12-week lock-up period) and initial round (10-week lock-up period). The lock-up release interval exceeds 30 days, with a 7-day VWAP premium exceeding 150% of the 30-day VWAP before release, aligning with CZ’s “healthy token model” concept, avoiding short-term profit-driven behavior and effectively incentivizing long-term holding. // Five years ago, reading “Ready Player One” felt like watching a Hollywood sci-fi blockbuster. Five years later, I published “AIGC Simplified Introduction,” and AI has already flourished across various fields. Mia’s emergence is timely, but it’s not all smooth sailing. Technical complexity, policy regulation, and market acceptance all require a long process—don’t expect a one-and-done solution. For all AI projects, I personally recommend adopting a developmental perspective. How do you judge whether it’s worth pursuing? It’s similar to other projects: first look at the team, then the product, and finally market feedback. From these three angles, Amber’s new platform is worth paying attention to—or at least, you’ve learned how AI can help humans automate money-making in the future. This is a soft-core explainer. Through this article, you can gain a basic understanding of: ▰ AgentFi’s operational model ▰ AICO’s innovations and opportunities ▰ This woman named Mia (not the one you’re thinking of) Author: anymose ｜ A soft-core explainer writer <End of full text>