One of crypto’s oldest fintech plays is back in the spotlight.
A regulated U.S. blockchain bank approval..
And a stablecoin that could rewrite the remittance market.
Here’s the full $TEL story. 🧵👇
1/ What Telcoin Actually Is?
Telcoin blends telecom rails with DeFi, turning mobile carriers into validators and letting users send money using phone numbers, not wallet addresses.
171 countries.
Phone-native onboarding.
Regulated blockchain banking.
The goal: make money work like SMS.
2/ Founded in 2017 by Paul Neuner & Claude Eguienta
Telecom + cybersecurity + consumer apps.
They saw a gap:
> High fees.
> Slow transfers.
> Billions unbanked.
Their thesis: Telecoms already reach everyone so make them the backbone of a global blockchain network.
3/ Telcoin’s mission is simple: Build the Internet of Money.
A regulated, mobile-first financial stack for 5.4B phone users.
Instant, low-fee transfers using Digital Cash stablecoins.
From remittances → to merchant payments → to full blockchain banking.
5/Telcoin Wallet (V4)
Launched Feb 2025 and it’s a sleeper hit.
• 100+ assets
• 40+ e-wallet remittance corridors
• Multi-sig
• Stablecoin swaps
• Digital Cash architecture
• Beautiful new UI
The foundation for what comes next.
6/ Digital Cash Stablecoins (eUSD, eAUD, eGBP)
This is Telcoin’s biggest unlock:
1:1 bank-issued fiat tokens for on-chain payments.
No volatility.
No shady issuers.
Fully compliant under U.S. regulations.
Telcoin wants eUSD to become the default remittance currency.
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