前几年想碰美债收益,对普通人来说基本=想太多,不是开户门槛高,就是流程麻烦、时间死板。@Theo_Network等于把这一整套东西拆了重装:底层让渣打托管 + 新加坡 MAS 牌照基金去买短久期美债,安全和合规他们负责,前端给用户的是一个 24 小时开的“链上理财窗口”,随时都能 mint、随时都能退,年化 4–5% 直接写在 thBILL 的兑换率里,还能拿去 Morpho 抵押再叠一层收益。后台再挂一套自己做的 Validator 网络,当成高频套利引擎,市场一波动就多赚一点返给策略金库。现在 ETH、Arbitrum、Base、Hyperliquid 都接上了,TVL 做到 1.67 亿,在 178 亿美金的 RWA 盘子里还只是小份额,所以大家才会把 Theo 当成“下一波大毛”候选,等着 TGE 落地!
thBILL is backed by the highest grade of collateral. ULTRA is issued by Standard Chartered's @libeara_ and has received top AAA and AA+f ratings from @particula_io and @SPGlobal.
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