tried the etherfi card
the good:
- 3% cashback with the default (free) card (in $SCR)
- free crypto deposits from several chains
- earn 13% in liquid USD/ETH and spend from your interest bearing balance
- borrow mode where you open a credit line against your crypto collateral at 4% interest when you spend
the bad:
- few hiccups during sign-up
- 1% fx rate when you spend abroad in non US currencies
overall pretty solid product and excited to see where this goes
props to @MikeSilagadze for thinking outside the box as to how a defi protocol can evolve

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