connecting all the dots... @aptos just climbed to #3 in rwa value at ~$542 million, and this jump came from private credit with @pactconsortium launching new debt pools on aptos. credit is already proving to be the growth engine for rwa on this chain. and credit matters: → tokenized invoices and treasury bill repos behave like crypto-native money markets → yields range from 8–12% in usd, well above the 4–5% on tokenized treasuries → credit tokens appear as regular erc or move assets, so they plug into collateral loops, leverage strategies, and liquidity pools without kyc gating → they emit interest and principal redemptions, allowing defi protocols to treat them as income-producing collateral on ethereum, credit has shown early scale: → @maplefinance: ~$777 million in active real-world loans → @centrifuge: ~$437 million in credit vaults → @goldfinch_fi and others: push the total above $1.4 billion by contrast, tokenized treasuries like @BlackRock's buidl, @OndoFinance's ousg, and @FTDA_US onchain funds account for ~$7.2 billion overall. but while treasuries dominate by value, credit sits closer to the core defi loop. it’s more composable, offers higher yield, and supports recursive strategies. aptos takes these credit primitives further. sub-cent fees and 650 ms finality enable real-time lending, borrowing, and settlement. this makes tokenized credit behave like live capital. usable, liquid, and composable. the result is a foundation to build new layers: synthetics, derivatives, margin trading, insurance. this is where @aave v3 becomes essential. aave already works with centrifuge, goldfinch, and others on ethereum. so bringing aave to aptos means: → on-chain credit markets using off-chain yield → stablecoin liquidity backed by tokenized treasuries → instant, low-cost access to tokenized bonds and invoices basically, aave on aptos + aptos' infra = the kind of setup RWA builders dream about imo credit is the most bullish slice of the rwa pie. and on aptos, it’s already showing product-market fit. aave on aptos adds the final piece, battle-tested defi infra, to scale it. together, they give rwa builders exactly the setup they’ve been waiting for.