been looking for a decent crypto card lately so i went down the rabbit hole
compared cashback, fees, staking, availability, and everything else:
some are surprisingly solid, some are straight-up pain
here’s what i found:
- bybit gives up to 10% cashback with no staking. honestly one of the best if you're in eu or Australia
- crypto .com still wins on rewards (up to 8%) but only if you’re willing to stake CRO. otherwise meh
- coinbase is decent if you’re already using their platform. smooth integration, but conversion fees suck
- gnosis pay is the only one that actually feels crypto-native. self-custody, no tracking, real privacy. but europe-only
- nexo mixes debit + credit, lets you earn on balances. not bad if you live inside their ecosystem. one of my fav
- wirex is flexible, global, and has up to 8% back - but doesn’t get talked about much
- bitpay works well for US users who just want gift cards + basic cashback. very vanilla
tl;dr: if you care about rewards, go bybit. if you care about privacy, go gnosis pay. if you’re lazy, just use the one that plugs into your exchange
let me know if i missed any

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