According to Nikhil Chandhok CPTO of Circle There's 3 things we need to achieve for a rewrite of the global financial infrastructure 1. Payment Finality - imo this is pretty much solved for with the current state of things, options across the board easily supports this 2. Gas payable in stablecoin - not yet really achieved yet but I do expect this to be done in 2026, I believe Arc is designed for this, and we'll likely see more of these chains in the future 3. Configurable privacy - well this is quite hard when it comes decentralization in general but plenty of ways this is already somewhat pseudo achieved, also expect this to be solved in 2026 Why am I writing this? Cuz I do believe stablecoin adoption will explode in 2026 so I wanna be able to come back to these thoughts in a year. I do wanna see less liquidity fragmentation in the future, something that rolls up a lot of these so users only think they're transacting in USD
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