HUMA finally broke through 200,000 today after a tough struggle.
But I haven't saved enough money for this month's #HUMAPiggyBankPlan yet 😭

"⌞HUMA - A financial management station for large investors, a piggy bank for retail investors⌝"
There are only 2 projects that will still be followed after TGE, @KaitoAI at the beginning of the year and @humafinance that have just been airdropped.
What they have in common is that they can benefit from outside their own ecology.
Kaito has rolled up the business of traffic distribution in the Web3 circle, and is currently the well-deserved king of PVP in the traffic track.
The bull fork of HUMA is that it extends the tentacles of profitability to the world of Web2, so it can be said that no matter how the situation changes in the circle, I dance alone, and the profitability is completely unaffected by various turmoil in the circle.
HUMA's business model also gives it the ability to navigate through cycles. When you know that a project can continue to be profitable and has a high probability of going through the cycle, and you still turn a blind eye and do not lay out in advance, believe me that if you are still there in the next cycle, you will definitely break your thigh.
➣ Wealth management station for large households
Classic 10.5% GTD + 1X Points is already a reason you must participate.
For retail investors, the APR of 10 points must not be able to turn over, and for large investors, it is necessary to obtain the guaranteed income while winning the airdrop income of the second phase along the way, at present, I don't know where there is a lower risk and simpler option in the market.
The first phase of the airdrop is 5%, and the second phase is 2.1%, and the actuarial masters have given an approximate range of expected annualized returns for the second phase. I am a small scatter, and I can't guide the choice of big investors, but from the perspective of the bottom, maybe this is the best choice in my cognition.
➣ Piggy bank for retail investors
With the end of the first phase of the airdrop, the marginal effect of HUMA must be diminishing in the future, and early participation will put itself in a good position.
Use HUMA as a piggy bank, save as much as you can every time you open the pool, and you will definitely thank yourself in the future.
Although the deposit program is a game for large investors, HUMA gives retail investors a different opportunity with exception.
▰ Opportunity 1: Open a limited pool each time
The benefit of limiting TVL is that the funds in the pool are more utilized, and at the same time, the proportion of unit funds corresponding to airdrops will be higher. This gives participating retail investors the opportunity to earn more than other savings projects.
▰ Opportunity 2: Yap Rewards
The first phase of the YAP reward is obvious to all, and I believe that the second phase will not be too bad.
▰ Opportunity 3: Weave a big dream for yourself
As a project with a high probability of going through the cycle, it is possible to get excess returns if there is more capital in the initial stage of HUMA.
The HUMA team attaches great importance to early users, OG will have a bonus of points, and the first airdrop can be fully staked for 6 months to obtain the "Pioneer Role", which is a buff to obtain excess returns in the future.
And the acquisition of this buff will not distinguish between whether you are a large investor or a retail investor, OG only cares about the time you participate, and the "Pioneer Role" only cares about whether you stake all of them, and the retail investor's airdrop share is small, and the cost performance of obtaining the role will be higher.
Get characters at a low cost, lay out in advance when you don't have money, and let the big customers in the future thank you now.
➣ My Strategy
1⃣ Stake all the savings airdrops and get the "Pioneer Role" at a low cost
Most of my first airdrops come from the "Yap + Kaito Community" rewards, and the deposit rewards are very small, so I stake all the savings airdrops as soon as possible to get the "Pioneer Character" at a low cost.
2⃣ Each time the pool is opened, the Maxi Mode time is full
The pool opened this time will give priority to the amount of staking users in proportion, and large retail investors will definitely be filled, I believe this is the common choice of everyone.
Classic Mode 10.5% + 1X points is the lowest bottom income at the moment, HUMA will not let Maxi Mode's income be lower than this, and it is the best choice for retail investors, otherwise Maxi Mode will lose its meaning of existence.
3⃣ Buy $HUMA stake in the right position
HUMA's first token empowerment is to bind the project operation model path to the $HUMA token itself through the USDC deposit limit.
More pledge, more amount, in order to obtain the corresponding income, buy $HUMA pledge in the right position to lock in more deposit quota in the future.
4⃣ Sustained YAP
Every time I say continuous Yap, to be honest, it's really hard to use AI every day, I can only say that I try to track the progress of the project.
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Accelerating the cross-border settlement cycle is only one of the application scenarios of stablecoins, and I believe that HUMA will open up more PayFi scenarios in the future.
TGE is also just a precursor to HUMA setting sail, buy a ticket, board the big ship of HUMA, your future must be a sea of stars.

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