Trump to sign executive order allowing crypto in 401(k) retirement plans today.
This move could unlock the BIGGEST CAPITAL INFLOW in #crypto history.
Check out this thread to know everything in detail 🧵👇
First, what’s a 401(k)?
It’s the most popular retirement savings plan in the U.S.
Employers and employees contribute to it. It’s tax-advantaged.
And it holds $8.7 trillion in assets. i.e., 2.24 times more than the entire crypto market cap.
Trump’s executive order:
➡️ Opens the door for #Bitcoin, $ETH & altcoins to be included in retirement portfolios
➡️ Directs the Labor Department to revise guidance for crypto in 401(k) plans
➡️ Instructs the SEC to support access to digital asset products
This is real capital from millions of working Americans.
For comparison:
• #Bitcoin ETFs brought in $53.726 billion.
• 401(k) plans = $8.7 TRILLION
Even a 1% allocation = $87B potential inflow into crypto.
Even a 5% allocation = $435 billion potential inflow into crypto.
What does this mean for Bitcoin?
The first reaction is already here.
BTC started to pump instantly after this announcement.
📈 Open interest and derivatives volume surged.
📈 Sentiment has flipped from cautious to euphoric.
And this is just the beginning.
This also builds on a major policy shift:
Biden’s administration blocked crypto access in retirement accounts.
Trump just reversed that and made it a federal policy to include digital assets.
From resistance to red carpet. The pivot is complete.
This move also aligns with Trump’s broader crypto push:
• Hosted Crypto Week at the White House
• Passed the Genesis Act (stablecoin regulation)
• Now unlocking 401(k) access to Bitcoin, $ETH & beyond
Say what you want, but Trump is going all-in on crypto.
What will be its impact?
• Fidelity already offers $BTC in some retirement plans.
• Now the rest of the market has a green light
• ETFs + 401(k)s = A dual engine for institutional + Retail capital
The rails are being built in real time.
Why is this so important?
Because 401(k) investors are long-term holders.
They’re not buying to flip. They’re stacking for 10-30 years.
This could reduce crypto volatility and create a more stable, trillion-dollar demand base.
Not only $BTC, but also altcoins will benefit too.
401(k) plans won’t stop at Bitcoin.
With ETFs coming for ETH and others, expect diversification into:
✅ $ETH
✅ Layer 1s
✅ Infrastructure plays
✅ AI x Crypto plays
✅ Real-world assets
The entire market gets uplifted.
Think of it this way:
We just went from “Should crypto be in retirement accounts?”
To “How do we integrate it safely and at scale?”
This is a regulatory unlock.
It’s no longer if crypto gets mainstream adoption; it’s how fast.
Wall Street wanted ETFs.
But Middle America wants long-term exposure.
#Crypto in 401(k)s means your average teacher, trucker, or tech worker is about to become a long-term Bitcoin holder.
That’s generational adoption.
TL;DR:
• 401(k) = $8.7 trillion in capital
• Even 1% = $87B inflow potential
• $BTC + #altcoins now eligible
• Long-term, sticky demand incoming
• Trump just kicked off the biggest on-ramp in crypto history
This is not just bullish.
This is macro-structural, once-in-a-decade bullish.
If you’re still on the sidelines, ask yourself:
Do you really want to front-run 401(k) money?
Because it’s coming.
Biggest Moment for #Crypto
Years from now, we’ll look back at August 7, 2025 as the day crypto got invited into America’s retirement future.
The next bull run just found its fuel.
That’s a wrap.
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