➥ Future stablecoin products on Sei Stablecoins on @SeiNetwork are evolving faster than most people realize, and the numbers already feel like early signals of a much bigger shift. I’m saying this again, Sei is basically turning into a high-speed dollar rail. – 400ms finality, parallelized EVM, and now handling $5.5B+ in daily stablecoin volume. – since July, $243M has been issued on-chain thanks to native $USDC and $PYUSD. – that’s why TVL is up 188% YTD and EVM txs exploded 37x. What interests me is how the product layer is evolving. Yield markets: – 90% of stablecoins earn 0%, but Sei’s latency lets you route into real opportunities. – fastUSD, iSEI, @elixir, @TakaraLend, @YeiFinance... these flows already push 4-5% APY today. – With #AI agent rebalancers, I think 5-8% APY becomes the default by 2026. → The puzzle is peg stability vs. yield and that’s still not solved. Treasuries: – $USDY is already $680M TVL in total with ~4.25% APY, backed by T-bills. – It makes up 94.5% of #RWAs on the chain. – If onchain bonds + equities catch regulatory clarity, I’m talking $30B+ RWA TVL potential here. Onchain payments – This is where finality matters. $USDC CCTP → instant mint/burn. – $PYUSD via LayerZero → Web2 familiarity. – Payroll apps are already using this IRL. – The blocking point is still fiat off-ramps; crypto apps can move fast, banks still can’t. The real frontier for me is the puzzle sectors, high upside but high friction: – Yield vaults: cross-chain SuperVaults, Upshift basis trades, AI vaults… huge potential, but the yield–risk–gas trilemma still hurts UX. – Payment apps: instant swipes + 5-10% yield sounds amazing, but off-ramps break the magic. – Onchain neobanks: yield + custody + spendability is the holy grail, but you can never maximize all three at once today. Still, with 800K+ active wallets and the ecosystem maturing fast, I feel Sei is quietly stacking the infra needed for a $30B+ RWA + stablecoin economy. Yield markets bring the liquidity, treasuries bring the institutions, payments + neobanks bring the real users. I’m betting the next wave of stablecoin innovation happens on Sei ($/acc).