If xUSD truly goes to 0 then it doesn't matter to borrowers because they have already rugged out the USDC. Adverse selection. Qn is who made it out of the pool
I was actually, unknowingly, in this pool in my Monarch-Morpho markets adventures. This is why you must always understand the counterparty.
I saw a consistent addy trying to cash out in size, saw cbb0fe's tweets and surrounding drama and cashed out promptly.
A lotta work on risk monitoring and general analytics for lending protocols starting with Morpho.
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