there are two main ways to earn more > 3% APY on tokenized gold rn - onchain yield source: collateralize popular tokenized gold (PAXG or XAUt) in @0xfluid where it’s used as liquidity for trading and lending. the whole process is transparent and fully onchain main risks: systemic risk of the protocol itself (operating 3y+ without hacks) + custodial risk from paxos or tether - offchain yield source: lock @orogoldapp tokenized gold ($GOLD) for about a year. it’s then lent out to jewelers or institutions that need real-world gold, in exchange for collateral or credit. then the interest from those loans is paid back to you main risks: low transparency, potential bad debt from offchain borrowers + custodial risk from oro which option to choose is up to you! both make gold yield-bearing but through different strategies