Funds in OKX market loan pool are from OKX Savings. The maximum borrowing amount of a user is limited by loan pool, user account level, and margin position tiers.
We provide VIP users with exclusive loan services in addition to the market interest rate loan to meet the loan needs of our VIP users. For users who meet the corresponding level can enjoy the special limits.

Market loan

Eligibility
All single-currency, multi-currency, portfolio margin mode accounts
Interest rate
Frequency of deduction and accrual: Hourly
Interest rate refresh frequency: Hourly
Mechanism of interest rate: A market rate generated by matching the listed rate from Savings users with loan demands
Historical market rate
Borrow limit
Borrow limit is determined by account level. View detailed limits
Margin requirements
Verify margin based on trading account rules when in margin trading or transfer borrowed crypto

VIP Loan

Eligibility
All single-currency, multi-currency, portfolio margin accounts higher than VIP5
Interest rate
Frequency of deduction and accrual: Hourly in 30 days, based on the locked interest rate
Interest rate refresh frequency: No less than 7 days
Mechanism of interest rate: Better than other market loan products
VIP Loan rate
Borrow limit
VIP Loan borrow limit is determined by account levels. View detailed limits
Margin requirements
Verify when locking the loan. No margin is required once locked.