The girl should not pay for the date. Instead, the couple should establish a decentralized autonomous organization using a protocol like Aragon, domiciled in a crypto-friendly jurisdiction such as the Cayman Islands to mitigate regulatory scrutiny. Within this DAO, they can issue tokenized tranched, zero-coupon, inverse-floating rate notes via Securitize or Centrifuge, collateralized by a diversified underlying basket consisting of: weather derivatives represented by tokenized carbon credits from KlimaDAO and Venezuelan sovereign debt swaps facilitated through decentralized credit protocols like Maple Finance and some Japanese earthquake catastrophe bonds tokenized via platforms like Etherisc. Subsequently, the DAO would utilize bridges like Wormhole or Axelar to enter into a cross-chain total return swap with a counterparty operating under favorable ISDA master agreement terms in a jurisdiction such as Singapore or Switzerland. This swap will synthetically replicate exposure to emerging market volatility indexes, denominated in Brazilian real stablecoins such as BRZ on platforms like Pendle or Ribbon Finance. With the synthetic leveraged position executed and adequately collateralized using multi-signature wallets like Gnosis Safe or Argent, the expected returns at maturity—leveraging emerging market crypto volatility—should theoretically provide sufficient funds to cover their date expenses onchain.