[Chapter 17: The Cost of the First Month Interest-Free] The money arrived. But I didn’t act immediately. I hid alone in the bathroom, staring at my phone. My mind was calculating. First month interest-free. No interest to pay this month. It’s like using the money for free for a month. Earn it back within a month and pay back the principal. Not a penny of interest to pay. It’s like freeloading. ——— The calculation was pretty good. Really good. So good that I already believed it. ——— 3 AM. I carefully picked a coin, DOGE. I went all in heavily. 80,000 yuan. Half to open the position, half as margin. Not a cent left. The moment I finished buying, my heart raced. Not nervous. Excited. Like a gambler sitting back at the poker table. Finally holding chips again. ——— Day one. The upward trend continued, earning 5,000. I told myself: The direction is right. Keep holding! Day two. Earned another 8,000. Floating profit became 13,000. I told myself: Push harder. Earn back the principal this month, everything after is profit. The confidence then was real. Not fake. I truly believed I could win and break even. First month interest-free. No cost. How could a costless trade lose? ——— Day four. The market reversed. It dropped. Half the profit was lost. But I wasn’t worried at all, ups and downs are normal. Day six. Profit turned from 13,000 to a 3,000 loss. I stared at the screen, even though I was in an air-conditioned room, my palms were still slightly sweaty. I didn’t close the position. I made an explanation to myself—this is normal fluctuation.