This is how I have been operating for years: In a bull market: - put BTC as collateral on an exchange (BTC goes up in a bull market) - trade perpetuals USDT (alts & BTC) - convert USDT profit into BTC - send BTC to long-term BTC stack - send what I need to spend in daily life in USD to the bank - sell all or part of BTC long-term stack for USDT or USD when BTC goes parabolic and the bull market peaks In a bear market: - put USDT or USD as collateral on an exchange (BTC goes down in a bear market, so you do not want to use that) - trade perpetuals USDT (alts & BTC) - keep USDT profit in USDT or USD - send what I need to spend in daily life in USD to the bank - rebuy Bitcoin for long-term stack with USD or USDT when the market bottoms and a new bull market begins, and revert back to the scenario 'in a bull market'.
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