In-depth analysis of AILiquid lending system: unleash the vitality of mainstream assets and achieve both capital efficiency and income experience

Original source: AILiquid

In July 2025, AILiquid, an AI-powered on-chain derivatives platform, officially launched a mainstream currency lending system, supporting BTC, ETH, USDT, and the platform token CCC as collateral assets, providing up to 95% lending limits and a 0% interest rate mechanism.

This product design marks a new stage of "intelligence + efficiency" in DeFi lending, and has also become an important strategic fulcrum for AILiquid to consolidate its DeFi 3.0 trading ecosystem.

Deconstructing Product Highlights: Native Support for Mainstream Coins + Zero Interest Rate Lending + High Leverage

AILiquid lending platform is based on the native integration design of the matching engine, allowing users to achieve one-stop operations from collateral lending to strategy deployment without switching between multiple interfaces.

Core advantages include:

· Native support for mainstream assets: Support direct collateral lending of the four major assets of BTC, ETH, USDT, and CCC, without the need for cross-bridge conversion and avoid asset circulation loss.

· Up to 95% borrowing rate: Provides leverage that far exceeds the market average to unlock maximum capital momentum.

· 0% interest rate structure: There is no additional interest burden during the borrowing process, which greatly reduces the cost of funds for strategists, market makers and individual users.

This design is not only very attractive to high-frequency trading users and funding strategists, but also provides a lower entry point for ordinary users to participate.

launch of the AILiquid lending system, which integrates efficiency, convenience, and income, is not only the opening of a single function, but also brings users an all-round upgrade from capital efficiency to user experience:

(1) Maximize

With a borrowing rate of up to 95% and a zero-interest rate design, users can release their deposited assets and allocate them to trading or strategy mining, doubling the efficiency of asset use.

(2) Experience a convenient

matching engine + lending logic + AI strategy deployed on the chain to form a closed loop, allowing users to complete fund allocation and transaction execution within one platform without jumping to third-party protocols.

(3) Participate in the incentive synchronization of

collateral as equity, users can simultaneously enjoy the CCC position income brought by the growth of the platform ecosystem and the profit sharing of the platform Vault in the lending behavior itself, truly realizing the return on participation.

Staking as Yield: Mainstream coins like BTC can enjoy staking income

What is particularly striking is that the AILiquid lending system also adds a "staking as income" mechanism. When users lend funds to mainstream tokens such as BTC as collateral assets, these collateral assets will not be passively idle but will automatically access the platform's native staking module, continuously generating basic income.

For example, if a user borrows 1 BTC, they can not only obtain up to 0.95 BTC equivalent of available liquidity for strategy deployment or trading, but also earn daily staking interest from that 1 BTC itself. This "dual income path" greatly improves the compound efficiency of assets and is an innovative breakthrough in the current on-chain lending market.

Opening up the closed loop of intelligent trading to help DeFi 3.0 upgrade

AILiquid integrates lending functions into its core system of "intelligent matching + strategy ecology + transaction mining", providing users at different levels with integrated solutions for liquidity onboarding, capital leverage, and long-term holding income. This not only improves user stickiness, but also strengthens the endogenous growth momentum of the platform.

In addition, the borrowed assets will also be deeply linked with AILiquid's transaction mining mechanism, AI strategy library, and Vault revenue sharing model in the future to create a DeFi income network with intelligent combinability and clear structured returns.

CCC token value linkage to build a future consensus

With the implementation of the lending function and the release of capital depth, the application scenarios of the platform token CCC are expanding simultaneously. If borrowing users choose CCC as collateral assets, they can not only obtain a loan quota, but also continue to enjoy the platform's fee profit sharing, voting governance rights, and transaction mining rewards.

Currently, the price of CCC has maintained steady growth, and with the increase in TVL and trading volume, its tokenomics model has entered a period of "low inflation + high participation" value accumulation period. The community also generally expects CCC to become one of the value-anchored assets in DeFi 3.0 after the platform's features are fully launched.

Summary: AILiquid uses lending to connect strategies, uses assets to activate income, and intelligently reshapes the experience

release of the lending system is not only a leap forward at the functional level, but also a key step in its DeFi 3.0 grand strategic puzzle. By opening up user capital flow paths, simplifying transaction interaction thresholds, and enhancing position participation, AILiquid is painting a more intelligent, open, and sustainable panorama for on-chain derivatives trading.

In the future, AILiquid will also successively open functions such as stablecoin strategy pools, AI investment advisory modules, and cross-chain liquidity scheduling to build a truly user-centric intelligent financial home.

This article is from a contribution and does not represent the views of BlockBeats.