Lending markets hit a new ATH, breaking the $60 billion mark. But one thing that hasn't been talked about much is the idle capital sitting on these lending markets. Take a look at @aave, for instance. It stands out as the big player in the lending sector and has the most utilized pools. However, over 30% of capital is still sitting on Aave and not yet borrowed. The further we go down the leaderboard, the wider this margin gets... And that’s why I love the idea @0xSoulProtocol is presenting. They're building a unification layer for lending markets to become more composable. In the current iteration, this is hard to achieve. How can you make JustLend (a lending protocol on Tron) composable with Aave? So they built from the ground up, using a modular architecture that can connect these chains into one interface and allow users to move seamlessly across chains, taking advantage of the best opportunities they see. I won’t say that designing this will be easy, but if @0xSoulProtocol succeeds, they might unlock a huge chunk of dormant capital in the lending sector.