Q: The biggest advantage of stablecoin-based payments?
A: You don’t need card issuers or payment networks. That’s the game-changer.
Take $PYUSD for example: users can just top up PYUSD inside the PayPal app and pay directly with it. No Visa/Mastercard in the loop, settlement happens straight from @PayPal to the merchant, super clean.
Yeah, I know most crypto-linked cards still convert to fiat and go through the usual payment rails, which kinda defeats the purpose.
But in cases like PYUSD, where no card networks and issuers are involved, merchants could save big on fees. That’s the future.
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