Couldn’t agree more with this post. TradFi was never built for the consumer. Even when headline fees fall, the system still shifts costs and friction onto users through spreads, custody charges, FX markups, and compliance bottlenecks. Cross-border transfers remain slow and expensive. Banks skim value across the stack. Asset managers take their cut whether they generate performance or not. The model is structurally extractive. Onchain rails invert that logic. Costs are compressed, rules are transparent, and the user captures the value created. You can earn yield on idle balances, as DeFiLlama does by routing deposits to Aave. You get near-instant settlement once funds are onchain. You can hold tokenized treasuries directly. You can trade around the clock without custodial intermediaries. You can move assets globally for cents. All of this already exists onchain today. As more assets migrate, liquidity deepens and optionality expands. That shift is structural. Capital goes where it is treated best, and the onchain economy now offers the strongest alignment. Network effects handle the rest. Better UX, richer integrations, deeper liquidity, stronger incentives. Every new participant strengthens the system. It’s inevitable. And this post from @0xSammy captures a part of this fundamental advantage very well.