Flexible Loan - Upcoming decreases to borrowing limit
Borrowing limit decreased for Flexible Loan
Starting this month, we’ll be decreasing the USDT borrowing limit for Flexible Loan in two phases. The first adjustment will be at 8:00 am UTC on November 20, 2025, and the second adjustment will be at 8:00 am UTC on November 27, 2025.
Your new USDT borrowing limit will depend on your VIP level. Refer to the following table for details:
Borrowing limit | |||
VIP level | Current limit (USDT) | Adjustment 1 (11/20/2025) | Adjustment 2 (11/27/2025) |
VIP 9 | 65,000,000 | 40,000,000 | 30,000,000 |
VIP 8 | 60,000,000 | 40,000,000 | 25,000,000 |
VIP 7 | 55.000,000 | 40,000,000 | 20,000,000 |
VIP 6 | 50,000,000 | 30,000,000 | 15,000,000 |
VIP 5 | 45,000,000 | 20,000,000 | 10,000,000 |
VIP 4 | 40,000,000 | 12,000,000 | 6,000,000 |
VIP 3 | 35,000,000 | 8,000,000 | 4,000,000 |
VIP 2 | 30,000,000 | 6,000,000 | 3,000,000 |
VIP 1 | Currently unavailable | 2,000,000 | 2,000,000 |
Retail | 5,000,000 | 2,000,000 | 1,000,000 |
At the time of each adjustment, if your outstanding USDT loan is above the new borrowing limit after the adjustment, the loan will remain valid. However, you won't be able to borrow more until you’ve repaid your loan to under the new limit.
Thank you for your continued support. If you have any questions, feel free to contact customer support.
OKX team
November 18, 2025