Circling on this insightful report from @keyrock and @maplefinance: the next UX step is not sending users to a separate “earn” destination. It’s letting balances earn by policy wherever they reside: wallet, exchange, neobank, while preserving timing guarantees across synchronous/asynchronous settlement, so it feels instant and predictable. Reports highlight how liquid wrappers + deep integrations already hide complexity. The product win is to make that invisibility the default.
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