最近,苹果、X、Airbnb和谷歌等科技公司正在与加密企业进行早期接触,探讨将 #稳定币 集成到支付系统中的可能性。 @Airbnb 在年初的时候就和支付处理商word pay商讨稳定币应用方案,x则在其支付应用x money的开发中与tripe接触。苹果公司也和circle等稳定币相发行方向开展开合作对话。企业在选择集成哪种稳定币的时候会面临一些合规性挑战,部分公司甚至考虑自行发行自由稳定币。总的来说这似乎是传统科技与加密生态系统融合的重要一步,能重塑数字支付的未来。 使用稳定币有几个好处:首先能降低成本。比如airbnb通过减少对visa和mastercard的依赖降低成本,第二个是能够使区块链技术实现近乎即时的交易结算。这个对x和Airbnb都尤其重要。第三个通过支持稳定币的公司可以成为金融科技的领导者,可开辟新收入来源。稳定币还可以简化跨境支付流程,这适合有国际用户的公司。 尽管特朗普@realDonaldTrump政府放宽了加密监管的立场,但由于监管框架的不确定性,因此这可能对稳定币的合法性和采用构成障碍。此外加密货币还容易受到黑客攻击和欺诈,也易有波动性与稳定性。 科技巨头对加密货币的兴趣增加,能推动机密货币主流化,但是它广泛运用与致富还是需要克服一定的障碍。
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