doing an experiment to live off of crypto without having to go through irl banks for a few months How I am using cypher rn - 1 metal card for irl ATM withdraws - 1 virtual card for irl services, amazon, etcvia apple pay - 1 virtual card to pay for @frenpetonbase services, hosting, etc takes few minutes to setup, it spends USDC directly from my wallet, really magic Why does it feel like magic so far: - login with wallet - get notifications to TG on every buy - everything in USDC (or any other token but I picked usdc/usdt) - no fees - really nice modern easy ux unlike banks - can cancel card, set limits, get new card in 1 click with 2025 ui unlike banks - can set custom names on new cards so for example I got a card for my father and he can live off of my crypto, no need for complicated transfers only reason would need bank rn is if I have a really big purchase or I need to onboard into crypto large sums to cold storage so would send wire from bank I paid $200 a year for premium no brainer It's a yc company, I predict someone will buy them for billions eventually as really useful product that uses crypto