京东成为在稳定币方面最积极的国内互联网巨头。刘强东最近在媒体采访中透露,京东目前有6个创新业务,其中就包括稳定币。而所有的业务核心,实际上是围绕着供应链,包括今年大力补贴的外卖业务,也是供应链的一环。 这一下为什么大力布局稳定币,就很清晰了。供应链中,支付工具的创新也是必不可少的。 应用场景:1.供应链金融,“京东平台商家”在上下游结算时使用稳定币来提高效率,同时可以为商家提供基于稳定币的融资、保理服务。2.跨境支付,通过直接获客与非直接获客(例如与合规批发商合作)方式拓展用户。3.投资交易,与全球合规交易所合作,将京东稳定币上线至不同地区。4.零售支付,用户可以在京东港澳站自营的电商场景中使用稳定币购物。 整体时间线:2023年底香港制定稳定币监管框架 → 2024年7月京东进入沙盒试点 → 2025年5月香港立法会通过《稳定币条例》 → 2025年5月京东稳定币完成多轮测试,进入自我测试第二阶段→今年第四季度初获发牌照,并同时推出京东稳定币。 官方介绍京东稳定币是基于公链,虽然没公布是哪条链,外界普遍猜测会选择以太坊,或者自研的可监管联盟链升级版。
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