为什么RWA都喊了两年了,却没在币圈带起任何的造富浪潮?
核心原因是:现实世界的资产,本质就是低波动、低风险、低FOMO的资产。
叙事很大,但是底层资产决定了节奏:国债、公司债这种品类,本来就不是给咱们炒十倍、百倍的。
它带来的不是直呼牛逼的暴涨,而是链上第一次拥有真实、稳健、可持续的收益来源。
RWA 的意义不在于让人暴富,而在于为整个行业建立“稳定收益的底盘”。
我看到BSC上的第一个RWA市场在Lista DAO上线了,是这一趋势的一个具象示例,白名单用户用 USDT 能申购短债、公司债等产品,目前 APY 在 4%+ 区间,收益以净值方式可以自动累积。
和传统渠道相比,币圈产品的优点也很明显,在 Web2 购买类似资产需要 KYC、审批,还会被收取多层管理费,而链上的操作是无 KYC、透明化的,收益结构比传统机构更干净。
本质上,就是把现实世界里那些稳健的债券收益,平移到链上,降低门槛,让普通用户也能参与进去。
这不会给你带来一夜10x、100X的爽感,没有GameFi那种疯涨,也没有Meme那样的强情绪,但它代表的是另外一种方向:用真实资产支撑的长期回报。
现在就可以看出来了, RWA 的故事不会突然爆火,会很慢,但正因为它慢,它才会真正有沉淀,成为行业未来更重要的基础层。

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