#Crydit #Cards @CryditCard Today, after @0xinfini was unavailable, I specifically applied for a Visa debit card from @CryditCard, issued by DBS Bank. The VCC model is more like a custodial payment, where funds are usually managed centrally by the payment institution. Users only withdraw a portion from the platform's reserve account when using it, which doesn't provide strong security and control. It's suitable for small daily expenses, like ordering takeout or making spontaneous online purchases—use it and toss it, without storing large amounts of funds. However, if considering longer-term, higher-frequency, or larger expenditure, Crydit's physical debit card is undoubtedly more stable. On one hand, it is directly linked to the traditional banking system, backed by account protection; on the other hand, it can reduce the number of on-chain withdrawals, thereby lowering compliance friction and unnecessary review pressure. Another noteworthy point is that the KYC for these types of cards is relatively friendly for Chinese users. Given the current high uncertainty in the withdrawal environment, being able to directly load stablecoins onto the card for spending is in itself a hedging strategy. To some extent, it acts more like a payment moat, embedding on-chain liquidity into the real world, which not only reduces the off-chain risks of asset circulation but also further enriches the usage dimensions of $USDT within the payment system.