Huma @humafinance opened a new pool in the morning, and as soon as it opened, it didn't open
The single number is limited to 10wu, and the $USDC on Solana can be deposited directly. I don't know if there is a next issue, but it feels like it may be tge next month
⬩ Classic mode: You can get 10.5% APY, and a bonus of up to 5 times points for 6 months of lock-up
⬩ MAXI mode: No points at all, you can get 17.5 times points for 6 months
🌟 Don't forget to submit this
The Fruit of the Scroll, Galxe, or Discord Odyssey is available for submission, as of the 16th
Project Progress
Next week, @humafinance will host the PayFi Summit with the SOL Foundation, the Crypto Payments Summit. @JupiterExchange @Paxos @Stablecoin and other SOL top agreements are present to participate
Boss @DrPayFi yesterday launched a poll to place three drops to @kaitoai rewards, at the time of the initial public offering (TGE), three months later, and six months later
Most of the pitches went to Mix of 30d, 90d&12m, a phased reward design that helped keep the community active, but it also sparked some discussion
Publicity and reward cadence should be matched: Huma's publicity should cover the first 3 months of TGE, retroactively to the 1.0 and 2.0 stages, and synchronize with the token reward cadence (e.g., quarterly or semi-annual) to form a complete system. Although the current KOL promotion is effective, it is too dependent on large traffic users, and small and medium-sized promoters such as me often lack incentives
Balancing KaitoAI promoters with real community users: @KaitoAI
As an excellent publicity platform, it tends to reward KOLs with large traffic, while many marketing accounts lack original content and only rely on transportation to make profits. Huma should reduce the weight of rewards for such users, and prioritize users who truly provide liquidity to the community and support the project
Rewarding the true core of the community: The success of the PayFi track is inseparable from the users who support the project with real money. Small scattered investors like me, who not only participate in the pool, but also actively promote the project, deserve a place in the reward system. Huma could consider designing exclusive points or token incentives for users who provide liquidity
Huma @humafinance is a project that @dov_wo has been calling continuously since signing, and my gut told me I should never miss it
Recently, huma topped the @KaitoAI Pre-TGE rankings. The Huma 2.0 pool was fully filled in less than 24 hours after it opened, with a trading volume of more than $3.8 billion. After the merger with Arf, Huma's cross-border payment capabilities have increased significantly, and it also plans to expand into the Stellar ecosystem and test the waters of DePIN financing
🪂 Huma big hair booking
🔗：
Funding Strategy: Deposit USDC to the Huma protocol
Classic mode: 10.5% annualized return + Feathers points (pegged to $HUMA airdrop, 1x/3x/5x multiplier)
Maximus mode: 0% APR, 5x/10.5x/17.5x Feathers rewards, up to 25x for 3/6 months cliff
The core is to deposit USDC, but at present, the 2 pools are full, and you need to wait for the new capacity. It's good to control it like this.,It's better than having no upper limit and only having a reverse masturbation in the end.
📌 Feathers Points Estimate
Huma's Feathers points are key to participating in the $HUMA airdrop
Approximately 3 Feathers for every 1 USDC deposited (average, based on 94 million Feathers)
If the total value of the airdrop is $40 million, each Feathers is worth about 0.319 USDC (i.e., 3.13 USDC to 1 Feathers)
The Classic model is suitable for stable income (10.5% annualized + Feathers), and the Maximus mode can get a higher Feathers multiplier (up to 25x) by locking positions, but you need to bear the hedging risk
📌 Project Introduction
The core of Huma is to solve the pain points of traditional finance: SWIFT cross-border payments are slow, high fees, and long payment periods. Backed by Solana's low cost ($0.00025 per transaction) and 400 millisecond confirmation speed, Huma provides enterprises with second-level settlement. In 2024, Huma processed $3.8 billion in transactions with $8 million in revenue, and expects to generate $30 million in revenue in 2025 with a default rate of 0%. Through the Arf platform, Huma has entered the $4 trillion cross-border payment market, with revenue coming from real businesses (e.g., remittances, trade finance) at an annualized rate of 10-15%, with 80% of the revenue distributed to LPs
📌Huma's killer feature
> Real Returns: Earnings are anchored to global trade cash flows, non-note tokenization, and resistance to market volatility.
> Inclusive design: 1 USDC can be HD, retail investors and institutions share profits in the same pool, and $PST tokens can earn interest in Jupiter and Kamino
> Hardcore products: Huma 2.0 provides revolving credit, accounts receivable factoring, Classic mode gives stable USDC income + Feathers points (linked to $HUMA airdrop), and Maxi mode locks up to 25 times Feathers rewards for 3/6 months.
> Open framework: PayFi Stack integrates transactions into compliance, lowers the threshold for enterprise access, or becomes an industry standard
Huma is also exploring DePIN financing, targeting a trillion-dollar market for decentralized infrastructure
📌 Financing and team
Huma raised $38 million in funding (10 million equity + 28 million RWA) led by Distributed Global with participation from HashKey, Folius Ventures, Stellar Foundation, and TIBAS Ventures, the venture capital arm of İşbank in Turkey. The team is led by co-founders Richard Liu (7 years of Google engineer) and Erbil Karaman (Facebook growth expert), with a core of 10 members, who have experience in finance and blockchain, and are endorsed by Circle and Fireblocks
19
14.2K
The content on this page is provided by third parties. Unless otherwise stated, OKX is not the author of the cited article(s) and does not claim any copyright in the materials. The content is provided for informational purposes only and does not represent the views of OKX. It is not intended to be an endorsement of any kind and should not be considered investment advice or a solicitation to buy or sell digital assets. To the extent generative AI is utilized to provide summaries or other information, such AI generated content may be inaccurate or inconsistent. Please read the linked article for more details and information. OKX is not responsible for content hosted on third party sites. Digital asset holdings, including stablecoins and NFTs, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition.