OKX Earn Savings | Earn Hourly Interest, Withdraw Anytime | OKX

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Frequently Asked Questions

How does Savings work?
Savings allows users to earn hourly interests by funding OKX margin loans.
When will I start earning?
For funds loaned out within any given hour, your interest for the said hour will arrive in the next hour.
How is the interest rate calculated?
With 15% of the loan interest withheld as insurance fund, the hourly interest rate for lenders is loan principal*APY/365/24*0.85.
Why haven't I received my interests?
Interests are available for loaned-out assets only. Please verify if your assets are loaned or not.
When can I receive my redeemed assets?
Your funds will arrive immediately regardless of the loan status.